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Home Loan Counseling


Home Loan Counseling Center     EEOC

DCHHS strives to increase homeownership opportunities in Dallas County for low-to-moderate income families through home buyer education, mortgage counseling and down payment assistance programs.

We also provide counseling, support and education for existing homeowners including:  Reverse Mortgage (HECM) loans, Loss Mitigations Foreclosure counseling & Credit counseling. 

HLCC is a HUD Approved Counseling Agency.  Counseling services are offered in English and Spanish and are free of charge to anyone interested in homeownership.  In accordance with Federal Fair Housing Law it is illegal to discriminate against any person because of race, color, religion, sex, handicap, familial status or national origin.


HLCC Welcome Letter (English)

HLCC Welcome Letter (Spanish)


HLCC services include:


Upfront Cost Assistance Program (UPCAP) - Down

Payment / Closing Cost Assistance


UPCAP Information Letter - English    

UPCAP Information Letter - en Español




      Seminars & Classes:   

**All Seminars & Classes are only held in English**

First Time Homebuyer Seminar Series

A monthly 3 part series of Seminars that educates

potential homebuyers in all phases of home buying process.




Seminar Schedule (3 Part Series) Flyer en Español



Seminar Schedule (3 Part Series) Flyer en Español




Credit Repair Workshop

A monthly 2 hour class to educate potential homebuyers on how to improve their credit score and maintain a good credit score.


Credit Repair Workshop Flyer en Español



Financial Literacy / Budget Workshop

A monthly 2 hour class covering the importance of a household budget, how to manage bank accounts and mortgage payments.


Financial Literacy Seminar - 2019 Flyer en Español



Loss Mitigation Foreclosure Counseling

Call for more information


     Reverse Mortgage (HECM) Loan Counseling

Call for more information



    Section 8 Homeownership Program

This program provides homeownership opportunities to eligible Section 8 program participants. Section 8 program participants can transfer their rental voucher to a homeownership voucher.

To find out more information about the Section 8 Homeownership Program, contact the Home Loan Counseling Center at 214-819-6060.


For more information, visit the center at:

2377 N. Stemmons Freeway, Suite 724

Dallas, TX  75207

Office:  214-819-6060

Fax:  214-819-6069

Office hours are Monday through Friday from 8:30 a.m. to 5:00 p.m.

HLCC Administrator Anglinette Stratford can be reached by e-mail at


For general questions or for more information about
Dallas County Health and Human Services please call 214-819-2000.


Philip Huang, MD, MPH
Christopher Perkins, DO, MPH
Medical Director / Health Authority

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2377 North Stemmons Freeway, Dallas, Texas 75207-2710 | 214-819-2000