Home Loan Counseling Center

Dallas County Health and Human Services - 2377 N. Stemmons Freeway, Dallas, TX 75207
Telephone: 214-819-2000

Dallas County Home Loan Counseling Center offers Virtual Seminars in English & Spanish.

Please call our office
(214) 819-6060 to reserve a virtual seat.



DCHHS strives to increase home ownership opportunities in Dallas County for low-to-moderate income families through home buyer education, mortgage counseling and down payment assistance programs.

We also provide counseling, support and education for existing homeowners including: 

  • Reverse Mortgage (HECM) loans,
  • Loss Mitigations Foreclosure counseling and
  • Credit counseling.

Home Loan Counseling Center (HLCC) is a HUD Approved Counseling Agency.  Counseling services are offered in English and Spanish and are free of charge to anyone interested in home ownership.  In accordance with Federal Fair Housing Law, it is illegal to discriminate against any person because of race, color, religion, sex, handicap, familial status or national origin.


2377 N. Stemmons Freeway
7th Floor, Suite 724
Dallas, TX 75207


(214) 819-6060


(214) 819-6069


Monday - Friday: 8 a.m. - 5 p.m.

HLCC Services Include:

Upfront Cost Assistance Program (UPCAP)

The UPCAP Program provides closing cost/down payment funds at closing to eligible home buyers. Please see the UPCAP Information Letter below for details.

Homebuyer Seminars & Classes

Dallas County Housing Section 8 Homeownership Program

Assists clients who receive the Section 8 Housing Choice Rental Vouched from Dallas County Housing to purchase a home by converting the Rental Voucher to a Mortgage Payment Voucher. This program provides home ownership opportunities to eligible Section 8 program participants. Section 8 program participants can transfer their rental voucher to a home ownership voucher. To find out more information about the Section 8 Home Ownership Program, contact the Home Loan Counseling Center at (214) 819-6063.

Loss Mitigation / Foreclosure Counseling

Individual counseling for reducing the prospect of foreclosure by reviewing the homeowners mortgage loan, the cause of being in default, examining the financial status of the borrower (budget), and helping the homeowner communicate with their mortgage lender.

Please call our office at (214) 819-6060 for more information.

Reverse Mortgage / Home Equity Conversion Mortgage (HECM)

We do in-office counseling for Home Equity Conversion Mortgages which allow seniors to convert the equity in their home to cash or monthly payments back to the homeowner. Borrowers must be at least 62 years old or older.

Please call our office at (214) 819-6060 for more information.

HLCC Administrator Angela Lair can be reached by e-mail at HLCC@dallascounty.org.


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